Frequently Asked Questions

Who pays the closing costs?
We generally pay closing cost and fee's.

Do you lend money?
No. We only purchase receivables secured by real estate, business notes, investment annuities, structured insurance settlements, lottery winnings and others as noted on our site.

Do you have a minimum or a maximum limit to the size of the notes you will purchase?
No, we have no minimum or maximums, we purchase notes of any size or dollar amount. We love to purchase small notes as well as notes in the multi-million range.

How long does it take to get my money?
As a general rule it takes two to three weeks to close on a real estate note, from the time we receive all the required documentation. Annuities and structured settlements usually require a court appearance for reassignment and take on average 4-8 weeks.

Why does it take two-three weeks to close?
The reason it usually takes two to three weeks to close is that we must order title reports from the escrow company. Additionally, we must order a drive by appraisal of the subject property, which in many cases is the item that takes the most time to schedule and have completed.

How do I get my money?
Before the close of escrow we will place a cashiers check in a trust account with the closing agent/title company. At the end of closing the title company will express mail the cashiers check to you or wire the funds directly to your account.